![]() ![]() This covers your motorcycle if something were to happen to it. If you ever plan to have a passenger ride with you, make sure that your motorcycle insurance policy includes this, or have it added on. Guest passenger liability insurance covers your passenger if they’re injured in an accident that’s your fault. ![]() However, since motorcycles are typically considered a vehicle for one person, this kind of coverage is not automatic. ) Guest passenger liability.Ĭar insurance automatically includes coverage for passengers who may be injured in an accident. ![]() ![]() (Read our blog on why minimum insurance may not be enough. In South Carolina, the minimum coverage requirements are 25/50/25, meaning the policy will pay out a maximum of $25,000 per person, $50,000 per accident, and $25,000 to cover property damage. This liability coverage pays expenses related to injuries to another person or to property in an accident that’s your fault. Here’s what to look for in a motorcycle insurance policy: Bodily injury and property damage liability. Like car insurance, motorcycle insurance is made up of several components that cover different eventualities. Types of insurance every motorcyclist should have While motorcycle insurance is very similar to car insurance, there are a couple differences you should know about when looking for a policy to cover you. If you ride a motorcycle in South Carolina, you may be wondering do you need motorcycle insurance? The answer is yes, you do need motorcycle insurance in South Carolina. Matt Whitehead | Attorney, The Carolina Law Group ![]()
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